In order to obtain the most accurate fraud score does having the card details make a big difference?

The details we get from the payment information that are most commonly used for rules and scoring are the name of the cardholder, the card’s country and issuer bank as well as the type and level of the card in question.

Discrepancies in names and countries can be great indicators of malicious activity, and in some cases, the card being virtual/prepaid can be a good sign.