Search profiles

Different use cases and customers carry different levels of risk. Search profiles let you match your screening intensity to each customer’s risk level. Screen high-risk customers with strict parameters and standard-risk customers with settings that strike a balance between thoroughness and operational efficiency.

Search profile = Source profile + Fuzzy profile

Source profiles

Select exactly which data sources matter for each screening scenario. AML sources include:

• Sanctions lists (OFAC, UN, EU and more)
• Global and local PEP databases with specific classifications
• Watchlists and adverse media sources
• Regional and jurisdiction-specific lists

Fuzzy profiles

Configure how strictly you want to match customer data against your sources: use strict settings for high-risk sources and more flexible settings for lower-risk ones. Fuzzy profiles give you over 30 parameters to work with, including:

• Phonetic matching thresholds
• Date of birth (DOB) tolerance
• Name variation handling
• Adverse media sensitivity
• Character transposition rules

Search profiles (putting it all together)

One search profile can include multiple source and fuzzy profile pairs, letting you apply different matching logic to different data sources within the same screening workflow.

Search profiles can be reused across different scenarios, such as:

• Customer onboarding
• Periodic reviews
• Transaction monitoring
• Investigations

Create or edit a search profile

1. In Settings, navigate to AML.
2. Head to the Source profiles section.
3. Create a new profile or open the one you wish to edit.
4. Then go to Fuzzy settings profile section.
5. Create a new fuzzy setting profile or open the one you wish to edit.
6. Then go to the Search profile section.
7. Create a new search profile or edit an existing one to match the source profile with the fuzzy settings profile.
8. Click Save.

Using search profiles during screening

Include the search_profile_id in your Fraud API request when performing AML screening:

{
  "search_profile_id": "your_profile_id",
  // other screening parameters
}

The selected search profile determines:

• Which data sources are screened during initial checks
• What matching parameters are applied
• How ongoing monitoring behaves (if monitoring is enabled)

Changing monitoring profiles later

You can change the assigned search profile directly in the AML Information widget for any person or business. Your ongoing monitoring will automatically align with your updated risk and compliance requirements.

Start with templates
Build a few core search profiles for your most common scenarios first. You can always create more specialized profiles as needed.
Here’s how you might use search profiles for different customer risk tiers:

• High-risk onboarding: Create a search profile that includes all relevant sanctions lists and PEP databases, paired with very strict fuzzy matching. This will catch even minor name variations and ensure comprehensive coverage.
• Standard-risk onboarding: Use a search profile with broader sources but more flexible fuzzy matching to balance thoroughness with efficiency and minimize false positives.
• Regional compliance: Build jurisdiction-specific profiles that include regional watchlists and apply matching rules calibrated for local name conventions and data quality.

Test before deploying
Run test screenings with new profiles on sample data before using them in production. This helps you dial in the right balance of coverage and false positive rates.

Document your logic
Give your search profiles clear, descriptive names that explain their purpose (like “High-risk EU onboarding” or “Standard US periodic review”). This makes it easy for team members to select the right profile.

Review regularly
Regulations change, and so do risk profiles. Review your search profiles quarterly to ensure they still match your compliance requirements and operational needs.

Use monitoring settings strategically
Configure monitoring frequency based on customer risk. High-risk profiles can include more frequent ongoing checks, while standard-risk profiles might use less intensive monitoring.

Every search profile maintains transparent audit logs showing:

• When profiles were created or modified
• Who made changes
• What parameters were adjusted
• Which screenings used each profile

This gives you complete visibility for regulatory reporting and internal compliance reviews.

How can I use the new search profile feature?
To start using search profiles, update your integration so that the new API request includes a search profile object instead of separate parameters for sources and fuzzy settings. Learn more

What happens to your current source and fuzzy settings?
Your current source and fuzzy settings will automatically migrate to the default search and fuzzy profiles, creating your default search profile. Once you update your integration to include the search profile object, you’ll experience a seamless transition using this default profile.

Can I keep using the AML solutions if I don’t update my API configuration?
If you prefer not to update right away, your existing integration will continue to work as before — the fuzzy and source parameters will still be supported, and your current settings will remain active.